Appraisal services for Yucca Valley and San Bernardino County homeowners
Check out the top reasons California homeowners use Scott E. Davis Real Estate Appraiser:
We at Scott E. Davis Real Estate Appraiser understand the individual needs of a customer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Scott E. Davis Real Estate Appraiser are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value conclusion than yours.
Challenge property tax assessmentsYour local tax assessor may have your home overvalued if you live in a local area that is going down. That only means you're probably paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Scott E. Davis Real Estate Appraiser is your strongest weapon when contesting your property tax assessment.
Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are seasoned in helping folks just like you remove unneeded and unwanted PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. Not only can this be disadvantageous from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Scott E. Davis Real Estate Appraiser can provide you with an expert appraisal to help you reinstate your home equity line of credit.
We Offer Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for verity? An appraiser from Scott E. Davis Real Estate Appraiser can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have in your possession. Although most review work is requested by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion.